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Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Freehold, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services .... Pc remote for pc

Santander Consumer USA helps consumers purchase or lease Fiat Chrysler (FCA) products — Chrysler, Dodge, FIAT ®, Jeep ®, Ram, and SRT — through Chrysler Capital with customized vehicle-financing packages, programs, incentives and terms that suit your budget and lifestyle.Get started with Chrysler Capital’s online application for financing, …Santander purchase puts the spotlight on Sovereign. Grupo Santander’s decision to pay $2.4bn for a 19.8% share of Sovereign Bancorp has focused attention on …Fees may reduce earnings. A minimum deposit of $25 is required to open a Santander® Money Market Savings account. Personal accounts only. The Monthly Fee is waived when you have a Santander checking account or an average daily balance of at least $10,000 (otherwise, $10). All other fees apply.Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Framingham, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Hanover, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank, NA. 4.4 star. 54.8K reviews. 1M+. Downloads. Everyone. info. Install. About this app. arrow_forward. Manage Your Account. • Enroll in Mobile and Online Banking through your... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Santander Bank was founded in 1902 as Sovereign Bank in Wyomissing, Pennsylvania. It is a wholly-owned subsidiary of Santander Group, a Spanish multinational bank founded in 1857. The financial institution provides a wide range of loan products, including fixed- and adjustable-rate mortgages, FHA, VA, jumbo, combination, and construction loans. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Feb 20, 2024 · 54.8K reviews. 1M+. Downloads. Everyone. info. Install. About this app. arrow_forward. Manage Your Account. • Enroll in Mobile and Online Banking through your app. • Manage cards: activate debit... Manage your day-to-day business needs. Lending. Financing options to grow your business. Business Online and Mobile Banking. Secure banking when you're on-the-go. Cash …Banco Santander SA is in advanced talks to acquire full control of Sovereign Bancorp Inc., according to published reports. Madrid-based Santander is ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Oct 28, 2020 ... Before that, I was a customer of Sovereign Bank, Fleet Bank, and Shawmut Bank. I didn't change banks or accounts — I've had the same account and ...Activate your card and make contactless payments with Apple Pay , Google Pay , Samsung Pay , and more from your home or mobile device. Features and benefits*: 3% cash back for the first 12 months up to $20,000. 1.5% cash back for qualified purchases thereafter. 0% introductory APR for 12 months on qualified purchases.Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in East Orange, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...<link rel="stylesheet" href="styles.76c9ebc26741e151.css">Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Lincoln, Rhode Island, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Nashua, New Hampshire, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...It's our mission to help you prosper. Need support? We're here M-F 9 AM - 5 PM ET. Terms & Conditions: https://t.co/9WiaGTkSCJ Member FDIC.Monthly Fee. $15. $50. Ways to waive Monthly Fee 2. Maintain $5,000 average daily checking balance, OR. $10,000 in combined business deposit balances, OR. Have one or more Santander Merchant Services payments deposited into your account within the Service Fee Period, OR. Incur $50 or more in cash management service fees within the …Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Colonia, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Manalapan, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Somerville, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Freehold, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Peabody, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Milford, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Norwood, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...02/07/2024. 01/24/2024. We are a diversified financial business helping people & businesses across the US prosper, with over 150 years of experience serving customers. Learn more.Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Staten Island, New York, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Santander of Spain, the eurozone’s biggest bank, on Monday agreed to buy the rest of Sovereign Bancorp of the US for a tenth of the price agreed when it took a minority stake three years ago.The ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Providence, Rhode Island, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Revere, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Norwood, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...In October 2013, Sovereign’s name was changed to Santander. In 2011 we included the Scandinavian SEB group’s retail and commercial banking business in Germany, through …Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Woburn, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Palisades Park, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Deposit Checks. • Skip the ATM and deposit checks from your app. Pay Bills. • Add and select Bill Pay payees to make payments. • Schedule payments for future dates. • Review your Bill Pay activity and pay your unpaid e-Bills. Transfer Funds. • Make one-time and recurring transfers between your Santander accounts.Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in West Roxbury, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions …Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Union, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander ...Feb 20, 2024 · 54.8K reviews. 1M+. Downloads. Everyone. info. Install. About this app. arrow_forward. Manage Your Account. • Enroll in Mobile and Online Banking through your app. • Manage cards: activate debit... A sovereign nation is one that is independent and has supreme authority or power over itself. The United States is a sovereign nation, declaring itself to be so when, in the Declar... 345 union hill road. manalapan, NJ 07726. (732) 617-4080 Get Directions. Branch Hours. Closed until tomorrow at 9am ET. Sunday Closed. Monday 9:00am - 5:00pm. Tuesday 9:00am - 5:00pm. Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Providence, Rhode Island, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Consumer USA helps consumers purchase or lease Fiat Chrysler (FCA) products — Chrysler, Dodge, FIAT ®, Jeep ®, Ram, and SRT — through Chrysler Capital with customized vehicle-financing packages, programs, incentives and terms that suit your budget and lifestyle.Get started with Chrysler Capital’s online application for financing, …Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Newington, Connecticut, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Enfield, Connecticut, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Yardley, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Get in touch. Find more answers and help here . With Online Banking and the Mobile Banking App, Santander makes digital banking easy. Find answers to FAQs as well as helpful tips to set up your account. A Certificate of Deposit (CD) is an FDIC-insured promissory note that has a fixed interest rate and fixed date of withdrawal, commonly known as the maturity date.†. And because you agree to invest your money for the entire term, Certificates of Deposit generally offer higher interest rates than savings or money market savings accounts. Feb 20, 2024 · 54.8K reviews. 1M+. Downloads. Everyone. info. Install. About this app. arrow_forward. Manage Your Account. • Enroll in Mobile and Online Banking through your app. • Manage cards: activate debit... Banco Santander projects that Sovereign will have a net profit of $750 million in 2011. The sale is expected to be finalized in the first quarter of 2009 after …May 17, 2013 ... PRNewswire/ -- Sovereign Bank, N.A., a wholly owned subsidiary of Santander Holdings USA, Inc., has launched a new consumer banking ...Jan 17, 2024 · Here’s an overview of Santander’s CD rates. Rates are accurate as of January 17, 2024. CD Term. APY. Minimum Deposit. 6 months. 5.00%. Standard: $500 Jumbo: $100,000. 9 months. SmartAsset's experts review Santander Bank. We give an overview of all the bank's account offerings, rates and fees as well as branch locations. See if opening up an account with t... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Piscataway, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...BBVA narrows value gap with rival Santander Shares gain since U.S. exit, Mexico business boost Rivalry shows how investors reward banks in high-rate era CFO …Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in South Windsor, Connecticut, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Freehold, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Falmouth, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Jun 16, 2015 ... Santander Bank, N.A., Wilmington, Delaware ... In 2012, Sovereign Bank converted to a national bank known as Sovereign Bank, N.A., and consented ... Santander Bank | ATM - CVS. ATM. 177 Mammoth Rd londonderry, NH 03053. Open today until 10pm ET. Get Directions | ATM Details. There is no legal basis for becoming a sovereign citizen. Such a person believes he has a right to disobey any law that he sees fit at any time, according to JJ MacNab for Forbes.Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Colonia, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Fixed loan APRs (with ePay) range from 7.99% to 24.99% and are subject to change without notice. Loan amounts range from $5,000 to $50,000. Loan repayment terms range from 36 months to 84 months. All terms are subject to change without notice. Personal Loans cannot be used to finance post-secondary educational expenses.In today’s digital age, online banking has become a convenient and secure way to manage our finances. Santander, one of the world’s largest banks, offers its customers an easy-to-u...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Union, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Bloomfield, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ... If your bank account number has 11 digits, the bank routing number is 011075150. If your bank account number has 10 digits, the bank routing number is 231372691. Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Yardley, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...100 East King Street lancaster, PA 17602. (717) 393-0705. Closed until tomorrow at 9am ET. ATM: Open 24 Hours. Get Directions | Branch Details. Santander Bank | Branch. Branch. 1677 Oregon Pike lancaster, PA 17601. (717) 291-1072.Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Lincoln, Rhode Island, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Santander of Spain, the eurozone’s biggest bank, on Monday agreed to buy the rest of Sovereign Bancorp of the US for a tenth of the price agreed when it took a … With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. I've enjoyed 30+ years in banking in various increasing positions. Current position focused on needs of Small Businesses. My strengths include customer ...Pros. Overdraft buffer. Solid regional branch network. Cons. Low rates. Monthly fees (though they are avoidable). Cannot open some accounts online. How does Santander Bank, … With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in SICKLERVILLE, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...1616 Walnut Street philadelphia, PA 19103. (215) 446-9031. Reopening today at 9am ET. ATM: Open 24 Hours. Get Directions | Branch Details. Santander Bank | Branch. Branch. 101 East Olney Avenue philadelphia, PA 19120. (215) 224-3200.Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in SICKLERVILLE, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Providence, Rhode Island, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...

Read reviews, compare customer ratings, see screenshots and learn more about Santander Mobile Banking. Download Santander Mobile Banking and enjoy it on .... Chappie full movie

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Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Lowell, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Reading, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Piscataway, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Union, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander ...Sep 3, 2023 ... Santander Bank, N. A., formerly Sovereign Bank, is an American bank operating as a wholly-owned subsidiary of the Santander Group. Santander ...HSBC, RBS, Lloyds TSB, MBNA and Santander are all MasterCard Member Banks, as of August 2015. A MasterCard Member Bank is a bank that is a part of the MasterCard network and allows...You'll be asked to provide your name, address, social security number, annual income, and employment status to open a credit card account. After you apply, you could receive a decision in anywhere from a few minutes to a few days, timelines vary. If you get credit approval, you can expect your card to arrive in the mail within 2 weeks.your banking or savings account number and sort code, or; your mortgage account number. Once you’ve registered, you’re also able to use our mobile banking app, which you can download using the buttons above. Register. How does Mobile Banking compare to Online Banking? You have more options to take care of your cards and accounts in our ...Spain's Banco Santander Central Hispano SA on Monday said it will pay $2.4 billion for a 20 percent stake in Philadelphia-based Sovereign Bancorp Inc., which plans …A 0.25% rate discount when you set up automatic payments from any Santander Bank checking account 1. To get started with your HELOC application, you can apply online, call 1-877-476-8562 or visit your local branch. Learn more about Home Equity Lines of Credit from Santander Bank.Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Belmont, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank US, United States. 123967 likes · 53 talking about this · 1044 were here. Official Facebook Page of Santander.Jun 16, 2015 ... Santander Bank, N.A., Wilmington, Delaware ... In 2012, Sovereign Bank converted to a national bank known as Sovereign Bank, N.A., and consented ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. A giant leap into sustainable finance. On February 1st, 2022, Union Minister for Finance and Corporate Affairs, Ms. Nirmala Sitharaman announced the Government …Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Sandwich, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ... With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander Bank's network of colleagues is here to help you and your business prosper. santanderbank.com. MEMBER FDIC. Equal Housing Lender. Sustained Overdraft Fee. $15. Applies to accounts overdrawn by any amount (negative balance) for five (5) consecutive Business Days when the overdrawn balance at the end of the first (1st) day is more than $100, and is assessed to …Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Manchester, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ....

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